{"id":479485,"date":"2019-07-22T09:45:12","date_gmt":"2019-07-22T13:45:12","guid":{"rendered":"https:\/\/riesendurant.com\/?p=479485"},"modified":"2021-04-29T21:28:52","modified_gmt":"2021-04-29T21:28:52","slug":"10-things-you-need-to-know-about-workers-comp-in-south-carolina","status":"publish","type":"post","link":"https:\/\/riesendurant.com\/index.php\/2019\/07\/22\/10-things-you-need-to-know-about-workers-comp-in-south-carolina\/","title":{"rendered":"10 Things You Need to Know About Workers’ Comp in South Carolina"},"content":{"rendered":"

Have you ever suffered a work-related injury?<\/span><\/p>\n

If yes, you have probably undergone high stress, physical and emotional damage, as well as uncertainty about your future. You find that you\u2019re unable to provide for your family, and you don\u2019t know what to do. You\u2019re not alone, because work-related accidents occur more often than we think.<\/span><\/p>\n

If you\u2019re currently in this predicament, you may have certain questions. Below are some facts about Workers’ Comp in South Carolina. At the end of the article, you\u2019ll have a better understanding of your rights as an employee.<\/span><\/p>\n

Understanding Workers\u2019 Comp in South Carolina<\/b><\/h2>\n

Workers\u2019 Compensation<\/span><\/a> is an insurance that covers employees if they are injured on the job. The idea for the compensation is to provide a safety net for the workers. The employers are provided protection from lawsuits that may arise due to personal injury claims in the workplace.<\/span><\/p>\n

We\u2019ll explore some <\/span>commonly asked questions<\/span><\/a> about Workers\u2019 Comp in South Carolina.<\/span><\/p>\n

\"workers<\/p>\n

What You Should Know About Workers\u2019 Compensation in South Carolina<\/b><\/h2>\n

Here is the procedure you need to follow if you have an injury at the workplace.\u00a0<\/span><\/p>\n

1. What Does the Workman’s Compensation Cover<\/b><\/h3>\n

Workers\u2019 Comp will cover any work-related injuries or illness. You\u2019ll only get compensation if you were doing something on behalf of the job or for your employer. You will not get compensation for pain and suffering; you will also have to give up your right to sue for the same. However, if the injury results due to the negligence of a third-party, you are entitled to file a third-party personal injury claim.\u00a0<\/span><\/p>\n

2. No-Fault Clause in Workers\u2019 Compensation<\/b><\/h3>\n

The no-fault clause states that as long as you are at the workplace, it doesn’t matter if the injury is a result of your carelessness.<\/span><\/p>\n

But, this does not extend to cases where you intentionally hurt yourself. You\u2019re also not entitled to Workers\u2019 Comp if intoxication was the cause of your injury.<\/span><\/p>\n

Also note that if you commit fraud by lying about being hurt at work, then you are not eligible for <\/span>the benefits<\/span><\/a>. If the injury is a result of negligence on your employer\u2019s part, you’ll get the compensation. You should, however, not expect it to be higher than the amount set by the insurance company.<\/span><\/p>\n

3. You Get Compensation from the Insurance Company<\/b><\/h3>\n

South Carolina Workers\u2019 Compensation laws are clear that the compensation comes from the insurance provider, not your employer.<\/span><\/p>\n

4. Who Is Covered Under Workman\u2019s Comp<\/b><\/h3>\n

Workers\u2019 Comp will cover most employees with a few exceptions including:<\/span><\/p>\n